Thao O'Connor picture

Thao O'Connor

Loan Originator

Thao O'Connor - NMLS #2428188|Brody O'Connor - NMLS #175788
OConnorTeam@BarrettFinancial.com
Thao - (206) 617-8082 |Brody - (425) 443-1360
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We're here to help!

Brody and Thao are licensed Loan Advisors and run the Homeseed Lending Team which has helped thousands of families purchase and refinance homes in the Northwest. They are passionate about making the home financing process as smooth and empowering as possible. Through their extensive experience in all facets of lending, they know how to get the job done while making it easy for their clients and partners.

Brody and Thao have both been in the mortgage industry since 2006 and have a combined 36+ years of residential lending experience. In 2016, they launched the Homeseed Lending Team. Focused on offering clients and partners the best lending experience. Their leadership has helped Homeseed deliver over 1,300 '5-star' client experiences to families throughout the Western United States.

The O'Connors reside in Kennydale, Washington, with their five active children and dog, Cooper.

How Can We Help You Today?

What are your goals? We are committed to helping you reach them.

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Homeseed Lending Team
Homeseed Lending Team and Barrett Financial Group
Everyone Deserves A Place To Call Home

Empowering our clients with the resources they need to build wealth through homeownership by

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PEOPLE

over profits
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TECHNOLOGY

to simplify the process
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PASSION

for making a difference
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A Top-Rated Mortgage Lending Team

The Homeseed Lending Team was founded in June 2016 with a mission to simplify and empower the home lending experience for clients and partners alike. This vision attracted some of the top mortgage professionals in the Greater Seattle Area, building a team committed to excellence. Now powered by Barrett Financial Group - one of the nation's leading mortgage brokers - we continue to deliver a seamless, five-star lending experience.

We Have Access To Over 130+ Lenders

As a mortgage broker, we specialize in finding the best home loans for you by pricing out multiple lenders for the most competitive rates. Whether you are buying your first home, refinancing a mortgage, or investing in real estate - our team will make it happen!

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GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

As your dedicated loan officer, we're here to provide you with a simplified and empowering home lending experience.


Loan Programs to Fit Your Needs

Conventional Fixed Rate Mortgages (FRM)

Ideal for borrow-customers with a steady income and sufficient down payment, borrow-customers pay the same monthly payment amount over loan’s lifetime.

Conventional Adjustable Rate Mortgage (ARM)

This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions..

FHA Loans

Good option for first-time homebuyers who may not have saved enough for a large down payment

VA Loans

Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement.

Jumbo Loans

A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation

Interest Only

This loan does not include the repayment of principal for a certain period of time, and are available as a fixed-rate or adjustable-rate mortgage.

Down Payment Assistance Program

Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.

USDA Loans

Low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages

Reverse Mortgages

This loan type allows 62 or older senior homeowners with considerable home equity to borrow-customer against the value of their home and receive funds

Explore All Loan Options

Can’t find the loan that fits your needs? Let us help!

The Right Tools to Help you Every Step of the Way

Explore Our Recent Blog Posts

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Why Now Is Still a Great Time To Buy If You’re Ready With a Plan

The truth is, real estate continues to be one of the most reliable long-term investments available. According to Gallup’s latest annual report, Americans have voted real estate as the best long-term investment for the 12th year in a row. That confidence doesn’t come from market hype. It’s based on decades of steady appreciation and wealth-building through owning real estate.

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Understanding the 2025 AMI Limits: How They Impact Homebuyers, Sellers, and Real Estate Professionals

The recently released 2025 Area Median Income (AMI) limits are crucial figures that affect housing affordability, buyer eligibility, and overall market dynamics across the United States. While we'll illustrate using examples from counties in Washington State, the core concepts apply broadly wherever you live.

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Adjustable-Rate Mortgages (ARMs): What You Need to Know

Considering your mortgage options? An Adjustable-Rate Mortgage (ARM) can offer strategic benefits depending on your financial goals and homeownership plans. Here’s a straightforward guide to help you decide if an ARM might be right for you.

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Why The Homeseed Lending Team (Mortgage Broker) Saves You Money and Is a Smarter Choice

When you're shopping for a home loan, the Homeseed Lending Team has the tools and flexibility to shop for you. At Homeseed Lending Team, we believe the broker model gives clients the biggest advantage. Here's why working with us can save you time, money, and stress.

See Why Borrowers Choose Us

Here is what our clients are saying.

Begin your home loan process today!

Get pre-approved in as little as 5 minutes.

Thao O'Connor picture
Thao O'Connor picture

Thao O'Connor

Loan Originator

Barrett Financial Group, L.L.C. | NMLS: 2428188

Getting started is Quick & Easy

If you have any questions, I’m here for you

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