I found myself in an incredibly stressful situation when I needed to refinance my investment property in order to buy out my ex-husband. The deadline had already passed, and I was under tremendous pressure to get the transaction completed as quickly as possible. My first thought was to work with my current loan servicer. Since they already held the mortgage, it seemed like the most logical choice. After weeks of providing documentation, paying for an appraisal, responding to countless requests, and jumping through every hoop imaginable, I was ultimately told that my loan was denied-with little explanation after all that time and effort. I was devastated and had no idea what my next step should be. Then, almost by perfect timing, I received an email from Tralise simply checking in and providing an update on current market rates. I immediately reached out and explained my situation. From that moment on, everything changed! Tralise immediately took ownership of my file, gathered everything she needed, arranged to have my appraisal transferred so I didn't have to pay for another one, and developed a strategy to get my loan approved. What I thought was an impossible situation quickly became manageable because she knew exactly what needed to be done. In less than 30 days, my refinance closed successfully, and I was able to buy out my ex-husband. Throughout the entire process, Tralise was knowledgeable, responsive, proactive, and transparent. She kept me informed every step of the way, answered every question, and made sure there were no surprises. Her experience, persistence, and commitment to finding solutions made all the difference. If you're looking for someone who truly advocates for her clients and knows how to get difficult loans across the finish line, I cannot recommend Tralise highly enough. I am incredibly grateful for everything she did for me and will absolutely continue to trust her with my financing needs in the future. Darrah
Very well pleased with our home. Little brother and Little sister buying a house together.
I can't thank Tralise Witherspoon enough for helping me achieve my dream of becoming a homeowner. You've been so reliable, hardworking, and supportive throughout the entire process. From the start, working with you felt different in the best way. Unlike my experiences with other lenders, everything just flowed smoothly with you. You took the time to explain things I didn't know about owning a home and gave me such a good orientation. Your attention to detail with the paperwork was top-notch, and I can't count how many times you answered my calls, even after hours and on weekends. You didn't just do your job, you went the extra mile. You worked with the builder to make sure everything was on track and supported me every step of the way. Even on closing day, you were there making sure everything went perfectly. I'm so grateful to you, Tralise. Thank you for helping me become a proud homeowner. I'll definitely be recommending you to my friends and family. Well done, and keep being amazing!
We had a great experience working with Tralise Witherspoon on our cash-out refinance! She took the time to understand our financial goals and our home project goals. Tralise explained how a cash-out refinance could help us achieve them. Her expertise and dedication were evident every step of the way. Even though it wasn't necessarily a great time to refinance given the current interest rates, she was able to secure an interest rate we were comfortable with. The refi allowed us access to the equity in our home to fund a new deck and clear up some debt. In my opinion, Tralise Witherspoon is top-notch! When we were met with a couple of barriers during the process, she was right there to advocate and assist us with navigating through them. Thanks to her efforts, we have improved our financial foundation and a new and improved deck is coming. I highly recommend Tralise Witherspoon of Barrett Financial Group for her professionalism, expertise, and commitment to delivering the best results.
The customer service was superb and following back up with a customer means a whole lot when they are refinancing at home. Thank you so much Tralise for all your help and making this happen!
Loan Originator
Barrett Financial | NMLS: 1737688