Tim Powers
Mortgage Loan Originator · NMLS #178079
Licensed in: AZ, OR, TN, WA
About Tim
Buying a home, refinancing, or building - it is one of the largest financial decisions most people make, and the person handling your loan makes a real difference to how it goes.
Rates and loan programs change constantly. My job is to know what is available today, explain what it means for your situation in plain language, and get you a straight answer quickly.
Have a look at the loan programs and calculators on this site. When you are ready, start an application or send me a message and we will talk it through first - either way, you will hear back from me.
Latest from Tim
- Secure Your Dream Home: The Essential Role of Pre-Approval Letters
August 3, 2026
A pre-approval letter boosts your buying power, showing sellers you're serious. Overcome competition and make your dream home a reality with confidence.
- Navigate Homebuying: Overcoming the Hurdles of Imperfect Credit
July 22, 2026
Don’t let imperfect credit hold you back. Discover strategies to improve your score and unlock the doors to your dream home today. Your path starts here.
Message Tim
Send Tim a note and they will come back to you directly. No obligation, and no credit check to get a rate quote.
Ready to talk to Tim?
No obligation, and no credit check to get a rate quote.