Rich Iacovetta
Loan Officer · NMLS #233779
Licensed in: CA
About Rich
Buying a home, refinancing, or building - it is one of the largest financial decisions most people make, and the person handling your loan makes a real difference to how it goes.
Rates and loan programs change constantly. My job is to know what is available today, explain what it means for your situation in plain language, and get you a straight answer quickly.
Have a look at the loan programs and calculators on this site. When you are ready, start an application or send me a message and we will talk it through first - either way, you will hear back from me.
Latest from Rich
- Your Guide to First-Time Home Buying: Overcome Challenges with Confidence
April 2, 2026
Buying your first home can feel overwhelming, but you don’t have to navigate this journey alone. Learn key strategies to tackle common challenges and achieve your dream.
What clients say
Rich was very thorough, personable, informative, and kind during our whole loan process. We were completely confident in knowing that Rich was doing the right thing for us in our best interest. We really appreciate the patience and knowledge he showed us. He helped us and our family in so many ways! I highly recommend Rich for any loan you may need.
Larry · Cameron Park, CA Rich Iacovetta helped us 12 years ago with the purchase of our first home. He would often contact us to let us know when the rates changed and guided us through several refinances. He is very personable, helpful and keeps up to date with the changing market. We would definitely recommend Rich Iacovetta and are very satisfied with his services.
Cory · San Jose, CA Rich was amazing to work with. He made the loan process quick and painless, and kept me informed through every step. His video updates were the highlight of the process, making the whole experience feel more personal and involved.
Heather · Sacramento, CA
Message Rich
Send Rich a note and they will come back to you directly. No obligation, and no credit check to get a rate quote.
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No obligation, and no credit check to get a rate quote.