Monica Proenza is a bilingual (English & Spanish) Mortgage Loan Officer with Barrett Financial Group and brings over 18 years of experience in real estate transactions.

Her career began in Florida, where she worked for many years as a licensed real estate agent, gaining hands-on experience in contracts, negotiations, and complex transactions. Today, she is dually licensed as a Realtor® and Loan Officer in Indiana, offering her clients a unique advantage by understanding both the real estate and mortgage sides of a transaction. Monica specializes in working with first-time home buyers, relocation buyers, and families who need clear guidance on qualifying for a mortgage. Her top priorities include helping clients navigate down payment assistance programs, low down payment loan options, and ITIN loans, making homeownership possible for buyers who may not fit traditional lending profiles.

What truly sets Monica apart is her ability to evaluate the full financial picture and not just interest rates, but loan structure, monthly affordability, long-term impact, and contract strategy. With her extensive background in real estate contracts, she proactively identifies potential issues before they become problems, helping transactions move smoothly from pre-approval through closing.

As a bilingual mortgage advisor, Monica is deeply committed to educating and empowering both English- and Spanish-speaking clients, ensuring they understand their options and feel confident throughout the process. Her approach is transparent, consultative, and focused on protecting her clients' best interests at every step.

If you're a first-time home buyer in Indiana, exploring down payment assistance, need an ITIN loan, or want to work with a mortgage professional who understands both lending and real estate, Monica Proenza is dedicated to helping you build a strong and sustainable path to homeownership.