Mike Hemphill
Mortgage Loan Originator · NMLS #1998209
Licensed in: FL, NC, SC
About Mike
Buying a home, refinancing, or building - it is one of the largest financial decisions most people make, and the person handling your loan makes a real difference to how it goes.
Rates and loan programs change constantly. My job is to know what is available today, explain what it means for your situation in plain language, and get you a straight answer quickly.
Have a look at the loan programs and calculators on this site. When you are ready, start an application or send me a message and we will talk it through first - either way, you will hear back from me.
What clients say
Highly recommended! I will be recommending Mike to all my friends and family! It was a pleasure working with Mike and he was able to provide a lower rate than his competitors. If you read this, know you have found someone you can trust. I wish you the best in your home buying experience and I hope you choose to work with mike; you will not be disappointed!
Blake R. · Charlotte, NC Mike made the entire mortgage process easy. He was always responsive and available to help and answer questions. I would highly recommend him to anyone looking to buy a home.
Jean F. After our loan fell apart with a different company, I reached out to some colleagues to find a lender who could possibly save the transaction. Mike was highly recommended and now I know why! He was able to get my loan quickly approved and we successfully closed on our new home! AND my monthly payment and cash needed to close were both lower than with my previous lender. Mike was highly responsive, answering the phone every time I called. Everyone needs Mike's number!!
Tara E.
Message Mike
Send Mike a note and they will come back to you directly. No obligation, and no credit check to get a rate quote.
Ready to talk to Mike?
No obligation, and no credit check to get a rate quote.