(206) 778-1083
Jon Dao picture

Jon Dao

Loan Originator

Loan Advisor|NMLS #1786259
JonDao@BarrettFinancial.com
(206) 778-1083 Direct |(425) 455-4663 Office
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Hi there!

I'm Jon, your local mortgage loan advisor. With over 6 years of experience in the mortgage lending industry, I’m passionate about helping individuals and families achieve their dream of homeownership. I specialize in creating personalized financing solutions for clients across Washington and California. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, I’m here to guide you through every step of the process.

I was born and raised in Los Angeles before moving to Seattle at the age of 8, where I’ve lived ever since. Seattle is my home, but most of my extended family still resides in Los Angeles, so I visit often and maintain strong ties to the area. My connection to both cities allows me to serve clients across Washington and California with insight and care.

I believe homeownership is more than just a financial milestone—it’s a foundation for building generational wealth and creating lasting memories. In my spare time, I enjoy traveling, exploring a city's food scene, attending live events, staying active outdoors, and spending quality time with family and friends.

Please feel free to reach out. I look forward to working with you to achieve your homeownership goals!

How Can We Help You Today?

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Homeseed Lending Team
Homeseed Lending Team and Barrett Financial Group
Everyone Deserves A Place To Call Home

Empowering our clients with the resources they need to build wealth through homeownership by

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PEOPLE

over profits
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TECHNOLOGY

to simplify the process
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PASSION

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A Top-Rated Mortgage Lending Team

The Homeseed Lending Team was founded in June 2016 with a mission to simplify and empower the home lending experience for clients and partners alike. This vision attracted some of the top mortgage professionals in the Greater Seattle Area, building a team committed to excellence. Now powered by Barrett Financial Group - one of the nation's leading mortgage brokers - we continue to deliver a seamless, five-star lending experience.

We Have Access To Over 130+ Lenders

As a mortgage broker, we specialize in finding the best home loans for you by pricing out multiple lenders for the most competitive rates. Whether you are buying your first home, refinancing a mortgage, or investing in real estate - our team will make it happen!

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GETTING YOUR HOME LOAN
SHOULDN'T BE COMPLICATED

As your dedicated loan officer, we're here to provide you with a simplified and empowering home lending experience.

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Loan Programs to Fit Your Needs

Conventional Fixed Rate Mortgages (FRM)

Ideal for borrow-customers with a steady income and sufficient down payment, borrow-customers pay the same monthly payment amount over loan’s lifetime.

Conventional Adjustable Rate Mortgage (ARM)

This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions..

FHA Loans

Good option for first-time homebuyers who may not have saved enough for a large down payment

VA Loans

Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement.

Jumbo Loans

A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation

Interest Only

This loan does not include the repayment of principal for a certain period of time, and are available as a fixed-rate or adjustable-rate mortgage.

Down Payment Assistance Program

Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.

USDA Loans

Low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages

Reverse Mortgages

This loan type allows 62 or older senior homeowners with considerable home equity to borrow-customer against the value of their home and receive funds

Explore All Loan Options

Can’t find the loan that fits your needs? Let us help!

The Right Tools to Help you Every Step of the Way

Step by step guide

An easy way to know your next step

Glossary

Break down the terms and acronyms that will be used

Loan Programs

Learn what loan options are available

Mortgage News

Learn about current topics and trends

Checklist

The list of documents you need to get started

Personal Chat

Contact us for a free consultation to get your questions answered

Explore Our Recent Blog Posts

Affordable Homeownership Thumbnail
Why Now Is Still a Great Time To Buy If You’re Ready With a Plan

The truth is, real estate continues to be one of the most reliable long-term investments available. According to Gallup’s latest annual report, Americans have voted real estate as the best long-term investment for the 12th year in a row. That confidence doesn’t come from market hype. It’s based on decades of steady appreciation and wealth-building through owning real estate.

CLICK HERE TO READ...
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Understanding the 2025 AMI Limits: How They Impact Homebuyers, Sellers, and Real Estate Professionals

The recently released 2025 Area Median Income (AMI) limits are crucial figures that affect housing affordability, buyer eligibility, and overall market dynamics across the United States. While we'll illustrate using examples from counties in Washington State, the core concepts apply broadly wherever you live.

CLICK HERE TO READ...
How to Buy a Home with Low Income Thumbnail
Adjustable-Rate Mortgages (ARMs): What You Need to Know

Considering your mortgage options? An Adjustable-Rate Mortgage (ARM) can offer strategic benefits depending on your financial goals and homeownership plans. Here’s a straightforward guide to help you decide if an ARM might be right for you.

CLICK HERE TO READ...
How to Buy a Home with Low Income Thumbnail
Why The Homeseed Lending Team (Mortgage Broker) Saves You Money and Is a Smarter Choice

When you're shopping for a home loan, the Homeseed Lending Team has the tools and flexibility to shop for you. At Homeseed Lending Team, we believe the broker model gives clients the biggest advantage. Here's why working with us can save you time, money, and stress.

CLICK HERE TO READ...

See Why Borrowers Choose Us

Here is what our clients are saying.

Begin your home loan process today!

Get pre-approved in as little as 5 minutes.

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Jon Dao picture
Jon Dao picture

Jon Dao

Loan Originator

Barrett Financial Group, L.L.C. | NMLS: 1786259

Getting started is Quick & Easy

If you have any questions, I’m here for you

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