

Justin Barrett
Mortgage Loan Originator · NMLS #1835769
Licensed in: AL, FL, GA, MD, MI, NC, SC, TN, WI
About Justin
Buying a home, refinancing, or building - it is one of the largest financial decisions most people make, and the person handling your loan makes a real difference to how it goes.
Rates and loan programs change constantly. My job is to know what is available today, explain what it means for your situation in plain language, and get you a straight answer quickly.
Have a look at the loan programs and calculators on this site. When you are ready, start an application or send me a message and we will talk it through first - either way, you will hear back from me.
What clients say
Justin was fantastic to work with during the financial setup for my new home. From start to finish, he was patient, helpful, and always available when I needed assistance. He took the time to explain everything clearly and made sure I felt confident throughout the process. His dedication and outstanding customer service made all the difference. Thank you, Justin, for helping make my home-buying experience a positive one!
Janice D. · Ila, Georgia I cannot say enough great things about my experience with Barrett Financial. From start to finish, they truly went above and beyond during my loan process. I want to personally thank Justin and Chelsea for the exceptional service they provided. What stood out most was their ability to anticipate my needs before I even realized them myself. They proactively addressed potential issues before they became problems and consistently provided guidance and information I didn't even know I needed yet. That level of foresight made the entire process feel smooth and stress-free. Their personalization and genuine care made all the difference. I was never treated like just another file or transaction. They remembered the details, followed up with personalized texts and emails, and made me feel valued every step of the way. That kind of attention is rare. When an old judgment from 2000 that had already been paid off unexpectedly showed up on my credit report, Justin and Chelsea didn't hesitate to step in. Even though resolving it went beyond their immediate scope, they took responsibility, guided me through the process, and worked diligently to help get it corrected. Their proactive problem-solving and commitment to doing what was right speaks volumes about their integrity. They truly went the extra mile putting in additional time and effort to ensure everything was handled properly and that I felt confident throughout the entire process. Barrett Financial doesn't just talk about their company mission they live it and uphold it in every interaction. I highly recommend Barrett Financial to anyone looking for a lender who genuinely cares, operates with integrity, and delivers exceptional service. Thank you again, Justin and Chelsea!
J P. · Georgia Working with Justin was truly a blessing. With his help, the guidance of my real estate team, and, above all, God's hand in the process, we were able to make our dream of owning a home come true. Justin went above and beyond every step of the way, displaying an incredible amount of patience, kindness, and dedication. He genuinely cared about helping us achieve our goal, and his expertise felt almost like magic. We are so grateful for him, and I thank God for placing him in our lives during this journey. If you're looking for someone who will go the extra mile and more, Justin is the one to trust.
Wiselys · Stone Mountain, GA
Message Justin
Send Justin a note and they will come back to you directly. No obligation, and no credit check to get a rate quote.
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No obligation, and no credit check to get a rate quote.
