I was in the home buying process and I thought I was in a position to buy but with careful guidance Derek was able to put me on a realistic timeline he wasn't concerned about just putting me with any loan, he cared about putting me and my finances in the best position. He is very knowledgeable, patient, and genuinely cares about helping people understand the home buying process. If you're looking for someone who is honest, responsive, and puts people first, I'd definitely recommend reaching out to him.