Cedric Simmons
Loan Officer · NMLS #1915832
Licensed in: AL, AR, AZ, CA, FL, GA, IN, KS, MD, MS, MT, NC, NM, OR, RI, SC, TN, TX, UT, VA, WA
About Cedric
Buying a home, refinancing, or building - it is one of the largest financial decisions most people make, and the person handling your loan makes a real difference to how it goes.
Rates and loan programs change constantly. My job is to know what is available today, explain what it means for your situation in plain language, and get you a straight answer quickly.
Have a look at the loan programs and calculators on this site. When you are ready, start an application or send me a message and we will talk it through first - either way, you will hear back from me.
What clients say
Cedric was amazing throughout the whole process. He was very communicative and made the whole process very easy for my wife and I to understand. Highly recommend and I will be using him again in the future!
Marquise B. My husband and I originally were working with another company, we were constantly stressed out, making moving states so much more difficult. We were later introduced to Cedric from a friend and were so relieved. Cedric worked every option possible to make sure we got the house that we had wanted and wouldn’t make us break our back at work. He definitely goes above and beyond for his clients. I 1000% recommend if you’re looking for a lender, Cedric S. is definitely the man you want to work with. I can’t express enough how we truly feel so blessed having worked with him. Thank you so much Cedric! You are definitely our favorite lender and who we will go to when we decide to purchase our third and other homes in the future! We will be recommending you when our family decides to move to AZ as well!
Mars M. Cedric and his team are an amazing group of people. As a recent widow, I was very skeptical they could do much for me. However, they went above and beyond and accomplished so much more than I could ever have imagined. They communicated every step of the way so I was always informed of what was going on. I highly recommend them and will use them again if I need to.
Debra J.
Message Cedric
Send Cedric a note and they will come back to you directly. No obligation, and no credit check to get a rate quote.
Ready to talk to Cedric?
No obligation, and no credit check to get a rate quote.