I have so much respect for Mr. Collin. Not even 1000 words can express how he handled my mortgage. From the first to the last day of recording my home, he was there with me the whole time. Communicates and let me know the status and where I am.

Please use him on any of your mortgage needs. I can guarantee that you will not be disappointed.

From the bottom of my heart and my family, thank you for giving us a chance to live in a place we call home.

The whole team of Mr. Collin did an outstanding job, and I am sure that American Pacific Mortgage is an excellent company.

Wonderful Experience!! Collin and his team were on Point. Escrow was easier than expected. My phone calls were always answered promptly!!!

Great job!!!!

Do yourself a favor and enlist Collin as your loan officer! He was invaluable to us, offering a wonderful blend of expertise, guidance, practical help, and reassurance. He didn't just respond to our questions but anticipated them and helped us to navigate smoothly and successfully through the entire process. And his help extended far beyond the process of getting a loan. Whether we needed advice and recommendations on home insurance, interest rates, timelines, and a dozen other issues, Collin was our go-to guy.

Collin is absolutely amazing. Phenomenal experience and amazing customer service. My wife and I just closed escrow on our home, and we couldn’t have been luckier to have done business with anyone other than Collin at American Pacific. The man is extremely honest and transparent. He will go the distance to make sure you are educated and informed on every single aspect of the lending process. And most importantly, he was able to beat every other brokers rate, and by a long shot too. Honest, professional, hardworking, and punctual. Thanks again Collin!

Collin and his team guided me through my first purchase of my home they made it feel so easy and at ease with the whole process .

So thankful for there help , just simply the best team around .

Thank you Collin and team..

William H

Collin was a pleasure to work with! Extremely helpful! Great guy! Would highly Recommend working with him.

Colin and team is awesome! We were in a pinch to close quickly after an assumption fell apart and he was able to turn around on a new loan in less than 2 weeks. We received excellent communication of status and needs to close our part of the loan and sale with no issues from our side. I'd look to Colin again.

Such an amazing Loan officer and company. I had no issued with my entire loan process and Collin and his team have been so knowledgeable and efficient I couldn't have asked for a better loan company to work with during my home buying process. Thank you Collin for everything! You've been awesome!

Was very helpful and polite. Went out of his way to contact my wife and I. We live in Japan, so buying a home in the states is very tough with the 18 hour time difference. But he made it work! Highly recommend Collin!

Collin was amazing! We're first time home owners and he helped us from start to finish. He answered all of questions and is very knowledgeable. He was professional and provided great customer service. We're stationed overseas and he was available to answer all of questions in a timely manner. We are completely satisfied and highly recommend his services!

worked quickly and efficiently

easy to reach when we had a question

made the processes of buying a home super smooth

Collin did a great job, he listed everything I need to get to him up front, and that kept the loan moving forward; any questions that arose he addressed them quickly.

I don’t think I could’ve made it happen without his help, knowledge and complete dedication. I can’t thank him enough!!

I recently purchased a new home and my mortgage company was American Pacific. My loan officer was Collin Clifford and I could not be happier. Collin guided me through the process, providing explanation in layman's terms I could understand. He was always available and expeditious every step of the way. He also assisted me with correcting some credit issues. Normally a very stressful process was made easy working with Collin. He has my highest recommendation!

Collin was an amazing loan officer! From the very beginning, he was very attentive to what our goals were. He always explained everything very well and in easy to understand terminology. Whatever questions I had, he always had answers. He ensured an easy and speedy pre-qualification. He was able to provide pre-qualification letters ASAP every time we put in an offer on a home. He would research the homes we were interested in and found the taxes for the property and any Mello Roos or special assessments. He would then run the numbers and give us a super accurate estimate of the monthly mortgage. This allowed us to know if the purchase would be within our budget. He guided us through a very volatile housing market. He is always monitoring the interest rates to ensure you will lock in on the right time. He called me in the middle of our escrow period and told me his prediction model indicated there would be a significant rise in interest rates the following day and encouraged me to lock in our rate that same day. Sure enough, the next day the rates surged and continued for the whole week. He ensured we locked in at the right time! He also explained the process of buying down our rate with the proceeds of our current sale. He ran comparisons with different rates and showed me the break even point where we would start to save money on a monthly basis on our mortgage. He was never pushy with anything and made sure that we were comfortable with all of our decisions. Collin made the home purchasing process a whole lot easier and gave us ease of mind having him in our corner. I recommend Collin 120%.

Collin was very knowledgeable and patient to explain everything in terms we understand and he did that every single step of the way! He was great and we already referred him to friends and family!

Collin is an expert on Veterans Administration (VA) home loans and very knowledgeable of the real estate market in the San Diego area. He worked very closely with us to figure out how much of a home we could afford, got us through the underwriting process early, and got us through closing without a hitch. More importantly, he is respectful, courteous, and very responsive and gave thoughtful answers to our questions and concerns. We cannot recommend him highly enough!

Collin, has by far, been the best Loan Officer I've ever worked with. He genuinely cares for his clients and is very meticulous with how he conducts business. He makes sure everything is perfect to make sure that there are no hiccups during the underwriting process, but also expeditious to make sure we closed at the quickest possible time. I highly recommend Collin and American Pacific Mortgage. They have a client for life!