Here's the truth - applying for a mortgage can be a stressful, daunting process....especially when it's your first home purchase and you don't know what to expect. Working with a knowledgable, honest, communicative loan officer can make your experience SO much better! The last thing you want is a loan officer that doesn't answer phone calls, texts or e-mails when you need them most.

It's a common misconception that working with a broker costs more because we're the "middleman". In addition to competitive rates, I offer a few different benefits:

• I don't have a 9-5 Monday-Friday schedule
• Instead of needing to fit into one lender's "box" that determines whether you are approved or denied, I have over 120+ lenders to compare!
• I can use ONE credit pull across all of those lenders
• I'm a one-stop shop. I have products and programs for:
  • traditional financing (FHA, VA, Conventional and USDA)
  • nonQM (like Bank Statement and DSCR)
  • HELOCs and HELOANs
  • refinances (rate/term and cash out)

Whether you're a first-time homebuyer, looking to refinance your current mortgage, considering a vacation home or seeking investment property financing, I'm ready when you are! -Brittany