As a first-time home buyer, the mortgage process was initially quite overwhelming. Andrew made it manageable as he helped me secure a VA loan for my new home in Florida at a rate well below the national average. I couldn't be more grateful for his support, transparency, and dedication throughout the process. From our first conversation, Andrew applauded me for doing my due diligence when I informed him I was requesting multiple loan estimates from different lenders. Not only was he not intimidated by the competition, he helped me review those estimates line-by-line to explain how his offer stacked up, pointing out hidden fees in other quotes and comparing them to his offer which was the most cost-effective. Andrew was readily available whenever I had questions (which was quite often), and he never once made me feel like a burden. He walked me through multiple financing options, including standard VA loans, 5/1 ARM VA loans, first-time FHA options, and various buydown strategies, always prioritizing what was best for my situation, not just what would close a deal fastest. What I appreciated most was Andrew's honesty and integrity. He never pushed me into anything or tried to upsell me. His genuine approach made me feel like I was working with someone who truly cared about my long-term success, not just a commission. When life circumstances required me to close with a power-of-attorney, Andrew handled the situation with professionalism, ensuring that everything went smoothly without any last-minute issues. If you're looking for a mortgage broker who is knowledgeable, responsive, and truly in your corner, I can't recommend Andrew Orton enough. You won't regret choosing him for your home financing journey!