Stop: Read this. Do not pick just any Mortgage Broker or Real Estate Agent. Choose a serious expert. Someone who lives, eats sleeps, and breathes this industry. Experience is under rated. Interview several people to make sure you like who they are, believe they have your best interest in mind and have the knowledge to protect those interests. Choose someone you can rely on 24/7/365, who responds fast, and has great customer service. Do not settle for your brother's friend who does this on the side of his w2.

My stats:
20 years in the Real Estate and Mortgage industry
Half a billion in real estate volume
Licensed Loan Officer & Real Estate Agent
Owner/Active Real Estate Investor and Property Flipper

Find someone who can match this professionalism, experience, expertise and you will forever be better off in your real estate transactions. Until then you have not done enough research

Check out my reviews here: https://www.zillow.com/lender-profile/MortgageNic/