Student loan forgiveness may release borrowers from repaying federal student loan debt in full or partially.

Only federal student loans, not private loans, qualify for loan forgiveness programs.

You can qualify for loan forgiveness by working in public service and making consistent payments.

The Public Service Loan Forgiveness program requires 10 years of qualifying payments and employment in certain fields.

The IDR plans offer loan forgiveness after 20 to 25 years of qualifying payments.