Zach Salzman

Senior Mortgage Loan Officer

NMLS: 1993234

Zach was great to work with. He made our refinance experience smooth and easy. I would absolutely recommend anyone I know to trust Zach with their mortgage needs!!

1 week ago
David Glidewell
Grand Junction, CO

Zach was really easy to work with because he was always quick to respond at any time of day and he made me feel like a friend instead of just a client. He helped me with 2 different mortgages and within a couple of days, all the paperwork was completed and filed. I really appreciate that even today, he still contacts me to see if I need anything or lets me know about the market and any changes that may benefit me. I know he will always have my best interest and I HIGHLY recommend him to all my friends and family that needs the services he provides.

1 week ago
Jason Salanoa
Surprise, AZ

All in all a very smooth experience.

2 weeks ago
Brandon Jones
Tucson, AZ

Mr. Salzman in processing my refinance was very attentive to my needs and was very professional in all of our conversations. I feel blessed to have had him process my mortgage refi.

2 weeks ago
John Bunch
Fresno, CA

Where do I start...from beginning to end Zach worked diligently to ensure our closing date remained the same...oh and not to mention he only had a week to make this happen. After working with a previous lender and getting poor response times and subpar customers service to say the least...they were horrible! We were already approved but evidently they did not value their customers! Zach picked up the ball and took off...he was amazing! He walked us through the process every step of the way...it was crunch time and he definitely rose to the occasion. Zach kept in constant contact with us even in the late night hours...he put burning the midnight oil to a whole new level! His work ethic speakes volumes! When we were loosing hope on whether things would happen or not...he came through big time! I attribute this to God putting the right people in the right place...when one door closes God always opens another one...between our realtor Celeste and Zach, we couldn't have done this...they made things happen...they both husselled! If you are ever in the market of buying a home...Zach is definitely a person I would highly recommend! Much appreciation to Zach and his Team! They make dreams come true!

1 month ago
Benita Green
Maricopa, AZ

Always a pleasure to work with Zach! We’ve done 4 transactions already and look forward to many more. If your looking for speed and efficiency, Zach is your guy!

1 month ago
Jordaniel Baynum
Vancouver, WA

Couldn't ask for a better person to help us. Its like God had a direct hand in putting Zach in our life. He made this process so easy & comfortable for us. We are so grateful for the work he put in to get us a great deal, when our previous experience was a rough one. Definitely brings a hands on & personal feel to the process. 20/10 recommend! Thanks again for everything Zach.

1 month ago
Josilyn Carlson
Vancouver, WA

Working with Zach Salzman as my mortgage broker was a fantastic experience from start to finish. Zach not only helped me cash out and clean up some debt but also demonstrated remarkable patience and communication throughout the process. He was always available to answer my questions and ensure I felt informed and comfortable every step of the way. Even after his part was complete, Zach went above and beyond by jumping on the phone to ensure the final steps with the finalizing company went smoothly, resulting in a seamless transition and a great overall experience. I highly recommend Zach Salzman for anyone in need of mortgage assistance or housing advice. Don't hesitate to reach out to him with any questions or housing inquiries – he's an invaluable resource!

3 months ago
Chris Martinez
Phoenix, AZ

Wow where do I start ? My husband and I went on the journey of preparing ourselves to purchase a home . Zach and his partner were by our side from beginning to end . We saved more than enough money per Zach expertise for approximately 6 month and worked on our credit to put us in a better position to purchase. Our realtor took us out day and night looking at properties which was extremely fun . Zach followed up with us along the way to educate us on the do’s and the don’t , and also made sure we understand the terminology of the steps we have to take and the documents we were signing along the way . We appreciate your team and the efficiency that came with it Zach this you know is just the beginning of the Willis journey. We LOVE our home and are overjoyed you connected us with the right people to fit our personalities , and our vision . Thank you for leading us in the right direction we will def do it again in the late future … #TheWillis’firsthome2023

3 months ago
Jovonda Willis
Phoenix, AZ

Zach Salzman is a fantastic Mortgage Broker and helped me to get the best deal out there. Zach was able to knock off almost a whole percent off of our interest rate saving myself hundreds on my mortgage. He is very knowledgeable on all of the plans and programs from VA loans. I will definitely come back to Zach for anymore of my mortgage needs and recommend him to all of my family and friends.

8 months ago
Jason Salanoa
Surprise, AZ

In this crazy market, Zach was great at laying out and explaining our different options for financing. We found a house we thought would be just out of reach but he was able to help us buy down our rate and make it all possible. The house hunting process was long and arduous but Zach was very patient and helped us make methodical decisions. Couldn’t have asked for a better lender.

8 months ago
Shaquille Cyril
Phoenix, AZ

My husband and I found ourselves in an unfamiliar situation where we needed to pay off some credit card debt and get on track with our finances. My brother and sister in law referred us to Pacific Mountain Capital, as they had gone through a similar life experience and had nothing but good things to say. We worked with Zach Salzman in regards to a VA loan. Zach is very personable, extremely knowledgeable and very helpful. He helped us through the entire process of our loan and paying off our debt. He was in constant contact with us to make sure we knew what was going on and was always available for questions. I want to thank Zach for making this process flow so easily and for being so delightful to work with. I will recommend Zach to anyone else who may need to this help, or if we ever need anything else. Thank you again Zach for your guidance and your professionalism. You are a really great person.

9 months ago
Lisette Hall
Commerce City, CO

My Experience has been Great the Communication and finishing Everything Fast Answered Every Question Great Skills Made sure I was Comfortable with Every Step I Recommend Zach Salzman Professional Great hard Worker Great Team

11 months ago
Etchaka Courtney
Avondale, AZ

It is always a pleasure to work with Zach Salzman! This is our 3rd transaction with him and the team and as always, he has taken care of me and my family! Look forward to more business, thank you again!

1 year ago
Jordaniel Baynum
Vancouver, WA

I would like to compliment & give a shout out for Zach Salzman for doing my loan. He is very knowledgeable professional at what he does goes above & beyond & to help his customers with great customer service. Your company should be very proud to have him on your team. I would recommend him to everyone he is a great asset to your company & deserves this compliment. Thank You, Joanne Woods

1 year ago
Joanne Woods
Gold Canyon, AZ

Zach was a pleasure to work with. I would definitely work with him again in the future.

1 year ago
Alex Williams
Maricopa, AZ

I had a pleasant experience working with Zach, he was awesome, whole crew treated me well, couldn’t have asked for a better team to work with.

1 year ago
Courtney Green
Lacey, WA

Both Zach and Michelle were clear communicators, explaining the refi process as well as individual elements I had questions about. Zach was truthful in describing the refi process and timeframe to complete it. I closed as expected. I feel they worked on specific objectives of the process and paperwork that I presented to them and achieved the outcome I was hoping for. They are an asset to your company.

1 year ago
Deborah Dabrowski
Issaquah, WA

Our experience was Amazing. Zachary Salzman made everything so easy and stress free. The patience and care he had with us was remarkable. You Guys ROCK!!!

1 year ago
Latarsha Hasty
Norfolk, VA

Zach is great/quick customer service, we ever had saves us financial situation, thank you!

1 year ago
Steve Lee
Lynwood, WA

Zach was very helpful during this process! Zach was always there to answer any questions anytime, any day! Appreciate all the hard work he has provided!

1 year ago
Jordaniel Baynum
Vancouver, WA

At first we were apprehensive working with a small out of state company to refinance our rental property, but it turned out to be the best decision. We weren’t just a number or quota to be met, it was a very personable experience. Everything was effortless on our behalf. We look forward to working with Zach again for our future mortgage needs.

2 years ago
Victor & Elvia Mexicano
Los Angeles, CA

Experience was wonderful, worked closely with Zach through the process. He was courteous and explained every step and answered every question we asked right away. He kept in contact through the process of our refinance. I would definitely work with him again and recommend him.

2 years ago
Faye Marceau
Harrah, WA

I just want to say thank you to Zachary Salzman, Michelle Heintz and the processing team. You all did awesome. Thank you for being there and taking the time to answer all my questions and explaining everything. The communication and response time was above and beyond. I will definitely recommend to others to reach out for all their buying and refinancing needs. Again thank you.

2 years ago
Kevin Cotterill
Vancouver, WA

My experience was a great one! Zach was so very knowledgeable and friendly helping us walk through the whole loan process. He took the care and time that was needed to make the loan experience the best we have ever experienced. I will make sure in the future to use your company and refer all that may be in need of Mortgage assistance to Zach and team. Thank you for all you do Team PMC.

2 years ago
Douglas & Audrey Gilbert
Maricopa, AZ

Zach Salzman’s compassionate and informative personality made our lower rate refi experience quite tolerable in spite of unforeseen delays that caused a little anxiousness in changing over from one mortgage company to the next.

2 years ago
Joseph Branch
Beaumont, CA

I had a great experience using Team PMC for my refinance. Both Zach and Michelle were very helpful, honest and responsive with any questions or info that I needed during the approval process. I would highly recommend Team PMC to anyone looking for a mortgage lender.

2 years ago
Thomas King
Phoenix, AZ

Zach and company did an outstanding job.

2 years ago
Marshall Fuller
Surprise, AZ

It was easy and Zach was on point. My wife and I had a wonderful experience working with Zach.

2 years ago
Timothy Thomas
King George, VA

I reached out to PMC after receiving a quote from another mortgage broker, the next day I was greeted with a phone call from Zach to go over our options. After being on the phone with Zach and getting a quote I had to ask why the difference between the first quote I had received and the one Zach provided was so different. Come to find out the other company I had worked with was looking to make a serious commission on the back on my VA loan. Zach did a phenomenal job explaining the process, answered late text messages and calls when I had a question and really went out of the way to educate me in the process. Even through the small bumps in the process, none of which created by anyone at PMC, I knew they had my back. The entire team at Team PMC is professional and courteous, treating us like family every step of the way. I went from having nightmares about refinancing to knowing exactly who I will work with time and time again. Team PMC Mount Capital has earned our trust and repeated business.

2 years ago
Christopher Johnson
Rancho Cordova, CA

Zach Salzman did an outstanding job. Would definitely recommend him to anyone in search of a home loan. Couldn’t be more happy.

2 years ago
Brent Worley
Visalia, CA

Loved the real time help and clarity that I got when I did my refi recently. Zach and Michelle and the rest of the team were fantastic at Team PMC. Super appreciative and couldn’t ask for better service.

2 years ago
Gloria Braxton
Lakewood, WA

I really wanted to share the experience that I recently had working Zach Salzman doing a refinance on my home that I had purchased approximately one year earlier. The contacts and really relationship started with a cold call with me being it would not be an understatment to say I was one reluctant untrusting customer. Zach was very patient, understanding, answering my questions and concerns while applying no pressure. After several follow up conversations and of course digging into the numbers he gained my trust and business with a great option that significantly lowered my rate saving me money in the short term as well as the longterm. Zach was the ultimate professional gaining not only my business but also my friendship which I’m pretty careful about providing. 5 stars for sure and would highly recommend him to others as well as friends and family. Thank you Zach!

2 years ago
Steve Wicklund
Renton, WA

Zach Salzman did a terrific job getting me thru the ins and outs dealing with the VA loan. I would be still in process if it were not for his very good and timely help, especially dealing with the various forms and signature requirements.

2 years ago
Philip Eldridge
Chandler, AZ

Great experience. Zach was in constant communication and worked diligently to find me a great deal on my Refi.

2 years ago
Adam Root
Dupont, WA

Zach is THE MAN!!! Down to earth, he’s in your corner, he’s REAL, pulls no punches and tells it like it is. I actually called Team PMC a few months before refinancing due to a flyer I received. I asked a few basic questions, including about the competition and their rates which seemed better. I actually spoke to Zach at that time and, of course, he told it like it was, explaining why the better rates actually weren’t better, especially with a VA loan refinance. A few months later, I was back on the phone with him. I just really appreciated the honest information he gave me, it stuck with me! All I can do is recommend spending some time talking with him. You might as well get as much information from him – and other sources – before taking the very serious plunge of financing/refinancing. Even if you don’t use Team PMC, I promise you that you won’t regret speaking and learning from them. Zach was in constant communication with me throughout the loan process, I never felt pressured or concerned if I was making the right decision. Do it right, at least give a call to Zach, he’ll talk to you – I had other’s that wouldn’t give me the time of day because they seemed to want me to commit before giving out any information which automatically tells me I DON’T want to give them my business!

2 years ago
David Reid
Sedona, AZ

We have had numerous home loans / refinances over the past 25 years and dealing with Team PMC was by far the best and easiest experience. I can not give enough praise for the honesty, knowledge and expertise Zach provided. The entire loan process was seamless, nothing hidden, no delays and we were continually kept at ease with updated information throughout the process of closing our VA loan.

2 years ago
Patrick McCrary
Glendora, CA

Zach was great to work with on our refi. He kept us updated, always shared the most accurate information and did so while being friendly and trustworthy. He earned our trust and confidence as we moved through the process. If Zach said it would happen, it did. We couldn’t recommend Zach enough, he and Team PMC made the process quick, easy and pleasant. If we ever decide to refinance again, we’ll certainly call Zach! In the future, we will refer any friends and family interested in refinancing their mortgage or looking for a new mortgage to Zach!

2 years ago
Lawrence & Elizabeth Deroche
Bonney Lake, WA

We had a very pleasant experience with this refi and when issues came up out of our control, Zach Salzman always took care of it. He was a real pleasure to work with and we have already shared his contact info with some other friends looking to refinance as well. We will most definitely use this company again if we ever find ourselves in need again. Thank you for everything. We always felt like we were in the loop and knew what was going on, and all of our questions were always answered quickly.

2 years ago
Jessica Peris
Dixon, CA

Everyone that we spoke to from your company was extremely kind, helpful and patient with our questions didn’t give us a hard time and was very nice. We enjoyed talking with you and we feel that you are a very honest company. Zach was a pleasure to work with, he made doing things very easy and always had an explanation that made sense. If I ever speak to anyone about refinancing their home I will definitely recommend your company.

2 years ago
Karen Tremarche
Sun City West, AZ

I was fortunate enough to work with Zach, he was undoubtedly the most professional and insightful person I’ve have ever worked with in the home loan industry. I never had a time were a call was not answered or returned in the same hour with incredible insight. Every part of this process was fully explained, most questions were preemptively answered as if he knew what questions I would ask before hand. Overall great experience!! I will be recommending Zach and the team to all my friends and family.

2 years ago
Michael Staab
Virginia Beach, VA

Process was fast, simple, and more importantly Professional. Zach Salzman was an amazing person to work with. His dedication, knowledge, and professionalism is second to none. I would also like to thank Michelle Heintz she was awesome, knowledgeable, and the best in the business. This team is the best in the business by far. Stop looking around and get a hold of this team they will make this process a great experience. Awesome experience overall these guys did not miss a beat.

2 years ago
Jaime Dominguez
Goodyear, AZ

Working with Zach Salzman at PMC was an excellent overall experience. I got a great rate, and the process was smooth and easy. Thanks!

2 years ago
Andrew Kimmerly
Chandler, AZ

Great experience!! My loan officer Zach Salzman explained what to expect and provided timely responses and processing. The best mortgage “Application to Close” experience to date!

2 years ago
Richard Majarian
Vail, AZ

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