Access Up To $500,000+ From Your Home Without Selling!!
In loans Funded Yearly
Closing Rate
Average Clear to Close
Use your home's equity to consolidate debt, eliminate high-interest credit cards, fund home improvements, cover major expenses, or create financial flexibility.
Many homeowners are sitting on tens of thousands—or even hundreds of thousands—of dollars in available equity.
We can pay off the accounts you choose through the escrow process OR you can pay them off after you get your cash out.
Get access to your funds in as little as 15 days.
580+ Min Fico Score
Access to multiple lenders that offer cash out refinances.
Cash out loans can be done with FHA, VA, Conventional and Non-QM financing.
Use your cash out funds to pay off higher interest debt or to consolidate your debt into on payment.
We make the process simple and easy for you. Connect with one of our Mortgage Specialist now.
Committed to giving you all the support and guidance you need.
Most cash-out refinance programs require sufficient equity remaining after the refinance. The exact amount depends on loan type, occupancy, and lender guidelines.
FHA Cash out - Can borrow up to 80% of the homes value
Conventional - Primary - Can borrower up to 80% - Investment/Second Home - Up to 70% of the homes value.
VA - Up to 100% of the homes value
USDA - Not Available
NON - QM - 70-80% on average of the homes value.
With the ability to do a soft credit check, you can avoid any impact to your credit score. This will also allow us to run specific quotes for you prior to moving forward with financing.
Once the form is submitted, you can expect loan and program options in as quick as 20 minutes. Once you decide to move forward, we average 12 day closing on refinances. We pride ourselves in moving quick and efficient.
Absolutely. Debt consolidation is one of the most common reasons homeowners use a cash-out refinance. You can pay off high interest credit cards, personal loans, auto loans a more.
The main documents that will be requested once you are ready to move forward are 30 days of pay stubs, last 2 years of w2's, mortgage statement, home owners insurance declarations page, HOA statement (If applicable) Copy of Photo ID and Credit report.
We pride ourselves on speed and overall client experience. Many of our cash out loans are completed in about 15 day. We understand that you may need you money quick, so we aim to help you do that.
Yes! A cash out refinance can be done on primary residences, investment properties and second homes.
Depending on the financing type, you can do a cash out refinance with a credit score as low as 580. The higher the credit score the better as your score impacts interest rates and overall loan costs.
Check out some of our recent closing for those that were looking to access equity from their homes.
Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.
Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AL 22977 | AK AK181106 | AZ 0904774 | AR 124815 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CO | CT ML-181106 | DE 029971 | DC MLB181106 | FL MLD1880 | GA 181106 | HI 181106 | ID 2080181106 | IL MB.6761630 view reinvestment notice barrettfinancial.com/illinois-reinvestment | IN 181106 | IA 2021-0157 | KS MC.0025726 | KY MB757252 & MC763707 | LA | ME 181106 | MD 181106 | MA MC181106 & MC181106 Mortgage Broker and Lender | MI fl0022342 | MN MN-MO-181106 | MS 181106 | MO 181106 | MT 181106 | NE | NV 5091 | NH 24338-MBR | NJ | NM | NC B-203722 | ND MB103863 | OH RM.804600.000 | OK ML013880 | OR | PA 92105 | RI 20224347LB | SC MLS – 181106 | SD ML.05340 | TN 204577 | TX view complaint policy at barrettfinancial.com/texas-complaint | UT 11368611 | VT LL-181106 & MB-181106 | VA MC-7357 & MC-7357 | WA MB-181106 | WV MB-181106 & ML-181106 | WI 181106BA & 181106BR | WY 4211 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106