I'm Agostino (Augie).
Your Local
Mortgage Professional

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Agostino (Augie) Iacono

Loan Originator

NMLS# #283725

Contact Me
Agostino (Augie) Iacono picture
275 E Rivulon Blvd, Suite 200
Gilbert, AZ 85297
Augie@BarrettFinancial.com
(262) 500-4333

First Time Home Buyer Loans in Brookfield, Waukesha, Milwaukee

As a seasoned and knowledgeable mortgage loan officer, I take great pride in helping individuals and families achieve their homeownership dreams. With a strong background in the mortgage industry and a deep understanding of the intricacies of different loan types, I am committed to providing personalized and comprehensive loan solutions to meet the unique needs of each client. Whether you are a first-time homebuyer, a self-employed individual, or an investor, I possess the expertise to guide you through the entire loan process with clarity and transparency.

Brookfield holds a special place in my heart, and I am deeply familiar with the local real estate market and lending landscape. I have assisted numerous clients in Brookfield in securing First Time Home Buyer Loans, ensuring that they have access to favorable financing options as they step into homeownership. With its vibrant community and excellent schools, Brookfield offers an ideal setting for families and individuals looking to put down roots, and I am dedicated to helping them navigate the mortgage journey with confidence.

Waukesha is a dynamic city with a diverse housing market, and I have had the privilege of assisting many clients in this area in achieving their homeownership goals. From FHA Loans to Down Payment Assistance programs, I am well-versed in the array of mortgage solutions that can benefit Waukesha residents. I take pride in providing personalized guidance and support to first-time homebuyers, ensuring that they are well-informed and empowered to make sound financial decisions.

Milwaukee is a vibrant and thriving city, and I am deeply invested in helping its residents access the best mortgage options available. Whether its navigating the process of securing a VA Loan or exploring the benefits of a Jumbo Loan, I am dedicated to serving the diverse needs of Milwaukees homebuyers and homeowners. I understand the importance of tailored financial solutions, and I am committed to providing the highest level of service and expertise to my clients in Milwaukee.

In each of these cities, I strive to be a trusted advisor and advocate for my clients, leveraging my in-depth knowledge of the mortgage industry to ensure that they receive the best possible loan options. My passion for helping individuals and families achieve their homeownership dreams drives me to go above and beyond in delivering exceptional service and support throughout the entire loan process. Whether you are in Brookfield, Waukesha, or Milwaukee, I am here to provide the guidance and expertise you need to make informed and confident mortgage decisions.

Getting Started is Easy

1

Mortgage Calculators

Calculate your mortgage payment, affordability & more

2

Loan Programs

Find out which loan program is right for you

3

Apply Now

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Get Answers to All your Mortgage Questions?

Committed to giving you all the support and guidance you need.

A conventional loan is a type of loan that doesn't have government backing or insurance, unlike FHA, VA, and USDA loans, which are insured by the government. Conventional mortgage loans, whether conforming or non-conforming, usually require a slightly larger down payment than some government loans. However, conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.

Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job. Your credit record contains information about your income, debts, and credit payment history. It also indicates whether you have been sued, arrested, or have filed for bankruptcy.

On a conventional mortgage, when your down payment is less than 20% of the purchase price of the home mortgage lenders usually require you get Private Mortgage Insurance (PMI) to protect them in case you default on your mortgage. Sometimes you may need to pay up to 1-year's worth of PMI premiums at closing which can cost several hundred dollars. The best way to avoid this extra expense is to make a 20% down payment, or ask about other loan program options.

It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month. Your savings depends on your income, budget, loan amount, and interest rate changes. Your trusted lender can help you calculate your options.

An Appraisal is an estimate of a property's fair market value. It's a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property. The Appraisal is performed by an "Appraiser" typically a state-licensed professional who is trained to render expert opinions concerning property values, its location, amenities, and physical conditions.

Contact Me
Anytime.

Agostino (Augie) Iacono

Loan Originator

NMLS# #283725

Agostino (Augie) Iacono picture
Agostino (Augie) Iacono picture
Agostino (Augie) Iacono picture

Agostino (Augie) Iacono

Loan Originator

Barrett Financial Group, L.L.C. | NMLS: #283725

Getting started is Quick & Easy

If you have any questions, I’m here for you

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